Need an appraisal in Raymond or Pacific County?

Here are the top seven reasons why WA homeowners need Monarch Appraisal Services, LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Pacific county's assessment of your propertyvalue
Remove PMI to cut a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in WA

Own a house in or near Raymond, WA and need help determining the value of it?
Contact Monarch Appraisal Services, LLC.

At Monarch Appraisal Services, LLC, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

If you live in a local area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Monarch Appraisal Services, LLC is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Monarch Appraisal Services, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Monarch Appraisal Services, LLC can help you with that. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.